Florida Bankruptcy Lawyer — Largo Office
If you are sick of collection calls and the stress of unmanageable debt, bankruptcy may be the answer for you. Although people often think of bankruptcy as a dead end, it can be the start of new financial future.
Bankruptcy may be able to help you to:
- Eliminate or reduce dischargeable debts
- Pay debts in a more gradual manner
- Stop creditor harassment
- Stop a wage garnishment
- Prevent sheriff sales and auto repossessions
Chapter 7 versus Chapter 13
A Chapter 7 bankruptcy is a debt liquidation bankruptcy that results in the discharge of certain debts like medical bills, credit card bills and other unsecured debts. To be eligible for Chapter 7 relief, you must meet a means test that takes into account your income and living expenses. People who are not eligible for Chapter 7 relief may be eligible for Chapter 13 relief.
A Chapter 13 bankruptcy is a debt re-organization bankruptcy that results in a debt repayment plan that is approved by the bankruptcy court and your creditors. The payment plan offers people the opportunity to repay debts more gradually. A Chapter 13 bankruptcy is often used by people who are trying to avoid home foreclosure.
Short Sales and Home Foreclosure Relief
If you are struggling with debt and have been threatened with the possibility of home foreclosure, visit our home foreclosure solutions page to learn more about legal services that may provide a solution for you.
Business Bankruptcy: Florida Attorney
If your business has an unmanageable debt load, a Chapter 11 bankruptcy may be the answer. Businesses and partnerships with significant debts may be eligible for Chapter 11 bankruptcy relief.
Let Us Put Our Experience to Work for You
Filing for Chapter 11 bankruptcy relief is a highly complex matter that requires the attention of an experienced and dedicated attorney. Our firm has helped many clients facing difficult legal and financial challenges.
Attorney Timothy Papp is a local business owner who brings a wealth of business and financial experience to each case he handles. Mr. Papp has a B.S. in Business from Westminster College and has been the President of Sales Tax Advisory Services, Inc., since 1996. As a Florida attorney and business owner, Mr. Papp understands the legal and financial challenges facing local business owners.
