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Bankruptcy: Chapter 7 & 13
Mon-Fri 8am-6pm

Florida Bankruptcy Lawyer — Largo Office

If you are sick of collection calls and the stress of unmanageable debt, bankruptcy may be the answer for you. Although people often think of bankruptcy as a dead end, it can be the start of new financial future.

Bankruptcy may be able to help you to:

  • Eliminate or reduce dischargeable debts
  • Pay debts in a more gradual manner
  • Stop creditor harassment
  • Stop a wage garnishment
  • Prevent sheriff sales and auto repossessions

If you are struggling with debt and need to speak with an attorney about bankruptcy, Timothy Papp & Associates can help. We have law offices in Largo, Florida. We handle bankruptcy cases for clients throughout Southwest Florida.

To schedule a free consultation at our Largo office, call 727-393-8351.

Chapter 7 versus Chapter 13

A Chapter 7 bankruptcy is a debt liquidation bankruptcy that results in the discharge of certain debts like medical bills, credit card bills and other unsecured debts. To be eligible for Chapter 7 relief, you must meet a means test that takes into account your income and living expenses. People who are not eligible for Chapter 7 relief may be eligible for Chapter 13 relief.

A Chapter 13 bankruptcy is a debt re-organization bankruptcy that results in a debt repayment plan that is approved by the bankruptcy court and your creditors. The payment plan offers people the opportunity to repay debts more gradually. A Chapter 13 bankruptcy is often used by people who are trying to avoid home foreclosure.

Short Sales and Home Foreclosure Relief

If you are struggling with debt and have been threatened with the possibility of home foreclosure, visit our home foreclosure solutions page to learn more about legal services that may provide a solution for you.

Contact Us

To speak with a Florida bankruptcy lawyer, contact Link to Contact Us Timothy Papp & Associates.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.